December 5, 2025
Today's Briefing: December 5th
1. Deloitte: How agentic AI is transforming commerce and payments
Deloitte (writing on the WSJ CIO platform) describes agentic AI as the next operational layer for digital commerce. Instead of assisting humans, agents take actions themselves: autonomously reordering stock, negotiating vendor terms, routing payments based on cost and risk, or managing liquidity and FX decisions. The article emphasises the need for auditability, clear oversight, and well-designed human-override paths as adoption accelerates.
Why it matters for agentic commerce
When Deloitte frames agents as a core enterprise capability, it pushes the conversation from “innovation experiments” to “automation strategy.” This makes payment optimisation, protocol-based routing, and machine-readable merchant preferences board-level topics—accelerating pressure on PSPs, banks, and networks to expose their services in an agent-friendly way.
Read:
https://deloitte.wsj.com/cio/how-agentic-ai-is-transforming-commerce-and-payments-4b085cd8
2. Trulioo becomes part of Google’s protocol for agentic payments
Biometric Update reports that Trulioo will integrate directly into Google’s protocol for agentic payment flows, providing built-in identity and age verification to agents initiating or completing transactions. This gives agents access to trusted identity attributes at low friction and supports compliance for merchants and issuers.
Why it matters for agentic commerce
Identity is becoming a first-class primitive in agentic payments. Embedding verification at the protocol level means merchants won’t rely on manual KYC steps or patchwork integrations. It also signals the early formation of an identity-payments stack inside agent ecosystems, with implications for portability, privacy, and the competitive dynamics between networks.
NewsAgents Take
Enterprises are beginning to treat agentic AI not as a novelty but as a fundamental operating infrastructure. Today’s articles point to three converging realities:
Agents must be able to act autonomously, not just advise
Payment and identity capabilities are shifting into protocols rather than apps
Trust, governance, and machine-readable transparency will decide who wins
The message is consistent across sources: agentic commerce is moving from theoretical to operational, and the market is quietly reorganising around that future.
